- Insurance
- Returning home
- How to clean your home
- Before you move back in
If you live in a flood-prone area, you should create a flood recovery plan. A recovery plan will help you and your home get back to normal after a flood.
Read the Canadian Red Cross Guide to Flood Recovery. It provides step-by-step instructions on what to do after you've been evacuated due to a flood.
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Insurance
Before you start the cleanup, phone your insurance company.
- Provide them with as much detailed information as possible.
- List all damaged or destroyed items.
- If possible, gather proofs of purchase, photos, receipts and warranties.
- Keep all receipts related to the cleanup and your living expenses if you've been displaced.
If there's damage to the structure of your home, ask your insurance company about getting a professional inspection.
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Returning home
- Do not return home until authorities say it's safe to do so.
- If the main power switch was not turned off prior to flooding, do not re-enter your home. Wait until a qualified electrician has determined it's safe for you.
- Check for any damage to electrical or gas equipment that the floodwater may have caused.
- Do not use any appliances, heating, pressure systems or sewage systems. Wait until a qualified electrician has thoroughly cleaned, dried and inspected electrical components.
- If water needs to be drained, do it slowly, draining about 1/3 of the water a day. This ensures the structure of your home will not buckle.
- Do not heat your home above the outside temperature until all water has been removed.
- If your house was flooded and you have a private well, do not drink the water. Wait until it's been tested.
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How to clean your home
Cleaning up after a flood poses health risks.
You may see or smell mould on:
- clothing;
- drywall;
- furniture;
- cardboard boxes; or
- books.
Mould may also be hidden under or behind items such as carpets, cushions or walls.
Before you begin cleaning up
- Open all interior and exterior doors and windows. This allows air to flow freely through the space.
- Scrub all washable surfaces with a household bleach solution or unscented soap. Be sure to use personal protective equipment when you're cleaning after a flood. This will protect you from any mould or residue that may be present.
Recommended items for cleanup
- Pails
- Mops
- Sponges
- Garbage bags
- Masks or goggles
- Protective rubber gloves
- Waterproof rubber boots
- Dish detergent
- Household bleach
What to discard
Discard anything that has been exposed to flood water, such as:
- insulation materials;
- particleboard furniture;
- mattresses and box springs;
- stuffed toys;
- pillows;
- padding;
- cushions;
- furniture coverings;
- all wet drywall, up to at least 30 centimetres (12 inches) above the flood water level; and
- perishable foods, foods or medicines packaged in cardboard, plastic, or jars (you can keep undamaged canned goods).
For more detailed information, read the Canada Mortgage and Housing Corporation guide.
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Before you move back in
Once the floodwaters have receded, you should not live in your house until:
- the regular water supply has been inspected and officially declared safe for use;
- every flood-contaminated room has been thoroughly cleaned, disinfected and surface-dried; and
- all contaminated dishes and utensils have been thoroughly washed and disinfected, either by using:
- boiling water; or
- a sterilizing solution.
Visit the Get Prepared website for additional information about returning to your home after a flood.
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